A payment refers to a one-off payment to another person or organisation. This could be to a friend or family member or it could be a bill payment or a payment to a credit card company (Barclaycard or otherwise).
What's the difference between payments, transfers, standing orders and Direct Debits?
A transfer is a one-off transaction where you move money between two Barclays accounts that you own, such as transferring cash from your current account to your savings account.
A standing order is a regular payment that you can set up to pay other people, organisations or transfer to your other bank accounts. You can amend or cancel the standing order as and when you like.
A Direct Debit can only be set up by the organisation to which you're making the payment. Normally, you sign a mandate that gives the company permission to take funds from your account in an agreed way – like a monthly gym membership or your mobile phone bill. It normally confirms who's receiving the payment, the account to be debited, the amount and the dates of the payment. You‘re protected under the Direct Debit Guarantee scheme so that any amount debited in error is refunded immediately.
Find out more on how to make a payment