What do the abbreviations on my statement mean?

Here's a list of what common banking abbreviations relate to:

APR – Annual Percentage Rate (relates to credit interest)

BBP – bill payment

BGC – bank giro credit

CAT – a standard applied to ISAs that stands for reasonable Charges, easy Access, fair Terms

CDL – Career Development Loan

CHAPS – Clearing House Automated Payment System (a means of transferring money)

CRE – Credit payment

DDR – Direct Debit

DR – debit balance (overdrawn)

IBAN – International Bank Account Number (you can find this on your statement)

IMO – International Money Order

ISA – Individual Savings Account

REM – remittance: a cheque credited to your account that was not paid in at your account-holding branch or bank

REV – reversal: a standing order or Direct Debit has been recalled

STO – standing order

UNP – unpaid